"I'm I was rummaging around in my notes and found the contact info for a pretty good prospect I had forgotten about. Thing is, he's cousins with my ex-boyfriend. Should I toss it out or pursue?" 

Go for it! Your ex-boyfriend is probably happily married now anyway.

•  Contact the ex-boyfriend's cousin over LinkedIn.
• Don't mention the ex-boyfriend. Just pretend he doesn't exist.
• Simply ask the cousin this question: "Jerry, hope you are well. I'm writing a quarterly newsletter on problems that people tend to have with their money. Anything stumping you related to your GE pension plan or Social Security  payouts? I'm happy to write about it in the next edition."
• The cousin may not want to do business with you because of your past...
• However, that's no reason to construct imaginary barriers that don't exist.
• He may be a great referral source.
• He may have a company seminar where he needs a financial speaker.
• He may have a neighbor with a 401(k) rollover he has no clue about.
• He may appreciate your newsletter and send it to a friend.

Unless you really messed up with your ex-boyfriend, causing everyone in their family to hate you, give it a try. Chances are they trust you more than the random advisor cold calling them to sell whole life, and may be willing to engage in a positive way.

Just provide outstanding value to people and let them decide; don't destroy opportunities because of how you think people may feel about you.

As quickly as possible, get to:

• 50 securities accounts.
• $50,000 income.
• $50,000 annual recurring revenue (ARR).

IP offers Broker/Dealer, Advisory and Insurance services and is not tied to any product sponsors, allowing us to freely choose the best investment solutions for each individual client. Note: our Group is primarily a equity-mutual fund and term insurance shop, but for some clients it is beneficial to have access to a variety of offerings. 

Here is just a small sampling of what we have on offer: Equities, Fixed Income, ETF, Mutual Funds, 529 plans, Variable Annuities, Options. Managed Accounts, Lifetime Minimum Guarantee Income, High Net Worth insurance wraps, Opportunity Funds, Model Portfolios, Alternative Investments, Family Office, Hedge Funds, Managed Futures, Private Equity, REITs, LPs. Multi-Custodian RIA Platforms: Axos, Folio/Goldman Sachs, Schwab, Fidelity, BNY Mellon/Pershing, US Bank, and others. Private Placements, Life Insurance and Annuity Products. Investment Banking and Succession Planning Services. Asset Protection Trusts, Charitable Giving and Legal Services. Manage Bitcoin and Etherium for customers using Flourish. All types of life insurance and annuities from dozens of providers. Accident insurance, Health Insurance, Disability insurance, Auto insurance via a referral program, Mortgage referral program. Living Trusts, Land Trusts, LLCs. And much, much more.

Which one of the following is NOT a benefit of a Roth IRA?

1. Withdrawals not subject to taxes.

2. Contributions are tax deductible.

3. No required minimum distributions.

Answer = 2

• Qualified withdrawals from a Roth IRA are generally tax-free.  
• Contributions to a Roth IRA are made with after-tax dollars, hence they are not tax-deductible. This is unlike traditional IRAs where contributions might be deductible.  
• Roth IRAs do not require you to take minimum distributions during the lifetime of the original owner, providing more flexibility in retirement planning."