"I subscribed to a lead generation service and bought a bunch of leads. Every time one comes in, I call - but they never call me back and I'm out $300 a lead."

Noooooo kidding. (eyes rolling)

That's because they don't know if you're Bernie Madoff or not.

Have you ever heard of a Doctor or accountant "buying leads?"

Enough said.

Our Group (AdvisorFirst) had been developing High-Performance Advisors in this industry for over three decades (at four different broker/dealers). 

What makes our current BD (Innovation Partners) special is that they have given us the freedom to structure our business as we see fit.

All of our previous B/Ds were run by management that had never actually hired, trained and developed reps in the field. No matter their intention or intelligence they just didn't “get it” - they couldn't help but view the sales force through the lens of “corporate”, “revenue”, “profits” and “control”.

We, being field reps, are building our platform with an Advisor- First perspective, and one that has simplicity, transparency, fairness, common-sense and reason as it’s foundations. Our systems and culture are built by Advisors and for Advisors (and doing what's right for clients, of course).

If you had the chance to make improvements to your current B/D, what would they be? Chances are, that’s what we did.

Can 'traditional' distributions from Section 403b or Section 457 be converted directly to a Roth IRA?

1. Yes

2. No

Answer = 2 No