"I find it off-putting to ask clients for referrals so I won't do it. But, I want to grow my business."

1. Get 50 custom thank you notes. Visit AFW S.8.16.
2. Send out one handwritten thank you note a day. Visit AFW P.2.
3. Send them to CPAs, estate attorneys, clients, past clients, friend from church who asked you about Social Security tax last week, and anyone else you deal with in business, or have in the past.
4. Reflect for a moment before you write the note. Say something thoughtful and overwhelmingly positive. People can always tell when you sincerely care about them.
5. Make a note in your CRM system and wait for them to call. But while you are waiting, repeat this process the next week.

• The AFSSC is our self-directed, eight-part curriculum to learning the fundamentals of our business.  You complete it in your own time, and is based upon the *honor system*. Just inform me once you’re done.

• You receive our AdvisorFirst Polo for completing it!"

IP offers Broker/Dealer, Advisory and Insurance services and is not tied to any product sponsors, allowing us to freely choose the best investment solutions for each individual client. Note: our Group is primarily a equity-mutual fund and term insurance shop, but for some clients it is beneficial to have access to a variety of offerings. 

Here is just a small sampling of what we have on offer:

Equities, Fixed Income, ETF, Mutual Funds, 529 plans, Variable Annuities, Options. Managed Accounts, Lifetime Minimum Guarantee Income, High Net Worth insurance wraps, Opportunity Funds, Model Portfolios, Alternative Investments, Family Office, Hedge Funds, Managed Futures, Private Equity, REITs, LPs. Multi-Custodian RIA Platforms: Axos, Folio/Goldman Sachs, Schwab, Fidelity, BNY Mellon/Pershing, US Bank, and others. Private Placements, Life Insurance and Annuity Products. Investment Banking and Succession Planning Services. Asset Protection Trusts, Charitable Giving and Legal Services. Manage Bitcoin and Etherium for customers using Flourish. All types of life insurance and annuities from dozens of providers. Accident insurance, Health Insurance, Disability insurance, Auto insurance via a referral program, Mortgage referral program. Living Trusts, Land Trusts, LLCs. And much, much more.

With Roth IRAs, one must be 59.5 AND have the account opened for 5+ years in order to avoid paying taxes on withdrawing earnings. How is the 5-year-rule calculated?

1. Every dollar goes through it's own 5-year journey.
2. If it's been open over 5 years then withdrawals are tax-free regardless.

Answer = 2