Newsletter for the Counter-Cultural Retirement Advisor
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Issue: #533  |  January 20, 2026
“I insist on a lot of time being spent, almost every day, to just sit and think. That is very uncommon in American business. I read and think.”
―Warren Buffett
Greetings,
 
Welcome to this week's Advisor Training newsletter. Our goal is to provide training, education and insights for solo/independent Advisors who adhere to our client-first, counter-cultural, and sometimes counter-intuitive investment and business philosophy.
 
If you're not yet part of our AdvisorFirst Group but you'd like to learn more, you can schedule a chat with me.
THIS WEEK'S PRO-TIP
Question from an Advisor

"I have been a financial advisor for 25 years, getting clients through referrals and word of mouth. Recently those sources have dried up. What do I do?"

Years ago I needed a living trust. I had to decide between two attorneys and chose the higher priced guy. He turned out to be a real jerk.

 

So a week ago when I found out I have to get a special needs trust, I remembered the attorney I rejected 10 years ago. But, guess what!

 

For the life of me, I could not remember his name. There was nothing in my inbox; he never sent even an email newsletter. I knew it began with "M" so I'm sitting there peeling potatoes, driving myself nuts thinking of everyone I know in my LinkedIn named "Michael" or "Mark." Luckily his name popped into my head.

 

Don't be a "Mark"; harness the power of time and your past to develop referral relationships over time.

 

Make a list of all these people from your past:

  • Everyone you went to high school, college, or grad school with
  • All past clients, even if they fired you.
  • All past prospects you lost.
  • Every single CPA, attorney, etc., who ever sent you a referral
  • All vendors to your firm - from the person who sold you the office furniture to the wholesaler you buy your mutual funds from.
  • Old bosses.
  • Old coworkers.
  • Bosses at places you interviewed for a job but didn't get it, or did get it but rejected the offer.
  • People you met in your exam study group.
  • Etc.

Ask them if you can put them on your newsletter list.

“Loyalty to a company only rewards the company. Investigating other opportunities that may be better for your business is what smart entrepreneurs do.”
―Unknown
LAST WEEK's QUIZ

What is the 2026 IRA Contribution Limit for someone over 50?

  1. $8,600
  2. $8,500
  3. $6,600
  4. $6,500
  5. $7,000
  6. $7,500

Answer = 1

BUSINESS MEMES

Michael Paulding Thomas

Securities Principal & Advisor Development

 

Over three decades of training part-time and full-time financial advisors. Developed 2 $200k-earners, 10 $100k-earners, 15 part-time $50k-earners and built a $1.6M revenue sales force.


Securities offered through Innovation Partners, LLC. Member FINRA/SIPC